Your first property move,
made clearer.

Estimate the cash and CPF needed to buy, the sale proceeds from selling, or the net position when doing both. Figures entered here are not recorded unless you submit to us to sense-check your figures.

Buying my first HDB

Estimate the cash and CPF needed for your first HDB purchase.

HDB purchase priceHDB valuationApproved loan amountCapped at 75% loan-to-value.Total CPF OA availableEstimated CPF housing grantSPR ABSD

Include 1% buyer agent commission + GST

YOUR ESTIMATEHealthy

Estimated cash / CPF required

$3,500

Purchase price$0

Approved loan$0

Buyer Stamp Duty$0

SPR ABSD at 0%$0

Legal & miscellaneous fees$3,500

Agent service fee + GST$0

CPF housing grant$0

CPF OA used$0

Estimated cash top-up$3,500

FINANCIAL HEALTH SNAPSHOT

Your planning view

Healthy

Purchase position: Your estimated purchase requirement is $3,500 after the keyed-in loan and grant.

Readiness view: The keyed-in figures appear to provide a workable starting position.

Suggested next step: Review your eligibility, CPF usage, cash buffer and loan approval before committing.

Figures are estimates for early-stage planning and should be verified before you commit.

This calculator provides an estimate based on the figures entered. Final amounts may differ depending on HDB, CPF Board, IRAS, your bank, law firm, eligibility, valuation and prevailing rules. It does not constitute financial, legal or property advice.

A SECOND PAIR OF EYES

Want to sense-check your numbers?

Share your estimate with us and get a clearer view of what the figures may mean for your next property decision.

Your first property move,made clearer.

Buying my first HDB

Want to sense-check your numbers?

Your first property move,
made clearer.